Grants and Financial Assistance Available to Single Mothers in Delaware

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Help for Single Mothers in Delaware

Among the 10 states with the highest GDP per capita, Delaware ranks fifth on this list, with an average GDP of $63,664, but even so, Delaware has never turned its back on low-income families. Single mothers can find comfort in knowing that many programs are willing to take care of them and their children. Below, you will find a list of programs available that single mothers can apply for in Delaware:

Delaware Medicaid Program

As it is the case in most states in Unites States, Delaware provides its population with Medicaid, the free program for those who are considered low-income. Health Delaware is the official free program from the state that helps individuals with a low-cost, high- quality health insurance coverage.

To apply to Delaware´s Medicaid you must do it on Choose Delaware Health, where you will find the full information about how to apply, what are the amounts for your income and what insurance you can choose based on this information, as well as how much your monthly payment will be.

You are eligible to apply if you live in Delaware, are a US Citizen or national, you are not incarcerated, and your employer does not offer affordable health insurance.

Delaware Healthy Children Program

The Delaware Healthy Children Program is the same program that was created to help insure low-income children who are ineligible for Medicaid but cannot afford private insurance. A child may qualify for it if he or she does not have health insurance, is under the age of 19, lives in Delaware, is a US citizen or legally residing non-citizen, is not a dependent of a permanent state of Delaware employee, and meets income requirements based of number of people in their parents’ family and their total income.

The Delaware Healthy Children Program provides high-quality health insurance with benefits including prescription drugs, routine checkups, immunizations, dental care, certain vision and hearing services, and mental health benefits.

Delaware Child Care Subsidy Program

The Delaware Child Care Subsidy Program provides childcare subsidy for income-eligible families who need help paying for childcare.

Childcare services are available for children under the age of 13. The Division of Social Services determines eligibility based on a family’s income and need for service. The income limit is currently set at 185% of the Federal Poverty Level (FPL). If your child is older than 13 and has a special need, you still may be eligible to receive childcare.

You may choose your childcare provider from:

  • A State-licensed Child Care Center
  • A State-licensed Child Care family home
  • Delaware unemployment Insurance

    The Delaware Division of Unemployment Insurance (DDUI) administers the unemployment insurance benefits program for the state of Delaware.  It is designed to provide benefits to those who are unemployed through no fault of their own and who would be employable if suitable jobs were available to them.

    The process to apply to the Delaware unemployment insurance includes:

  • Before you apply for benefits, you must meet all eligibility requirements.  Some of these requirements include that you lost your job through no fault of your own, that you earned enough wages during your base period to be monetarily eligible, and that you are ready, willing and able to work a full-time job.
  • Apply for unemployment insurance benefits.  In Delaware, you can either file an initial claim online at http://ui.delawareworks.com/ or by phone.   To file by phone, call 302-761-6576 if you live in New Castle County, or 800-794-3032 if you live outside of New Castle County.
  • Determine the amount and duration of your benefit.   After your initial claim is processed, you will be sent a Monetary Determination. In Delaware, you can receive benefits for up to 26 weeks.  The minimum weekly benefit amount a person can receive is $20 and the maximum is $330.
  • Choose how you will be paid. Delaware pays benefits either by direct deposit or by debit card.  When you initially sign up for benefits, you will be asked to choose either Direct Deposit or Debit Card to receive your payments.
  • Governor’s Education Grant For Working Adults

    This grant awards up to $2000 each academic year. Schools accepting this grant are currently limited to not-for-profit Delaware-based institutions of higher education and adult education training programs at vocational-technical high schools. The grant is designed to assist under-employed working adult students seeking to acquire new or enhanced skills that will permit them to increase their earning potential in present or future employment.

    Selection is based on need. The grant pays 65 percent of the tuition and fees (up to $2000 per year), the participating school pays 10 percent of the tuition and fee, and the student or employer pays the remaining 25 percent his or herself.

    Governor’s Education Grant For Unemployed Workers

    This grant is designed to assist unemployed adult students seeking to acquire new or enhanced skills that will permit them to re-enter the labor market. The maximum grant awarded for one year is $2000.

    This grant is accepted at three Adult Education Centers: New Castle County Vo-Tech School District Adult Education Division, Polytech Adult Education and Sussex Tech Adult Division. It is also accepted at the Delaware College of Art and Design, Delaware State University, Delaware Technical and Community College, Goldey-Beacom College and Wilmington University.

    The grant pays 80 percent of the tuition and fees (up to $2000 per year), the participating school pays 10 percent of the tuition and fees, and the student pays the remaining 10 percent him or herself.

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