New Jersey has a population of about 9 million, but with a poverty rate of 11.1%, which means that more than 1 million of the population lives in poverty, and struggling to meet up with the basic needs of life. Despite its proximity to New York, New Jersey offers quite affordable living cost. However, this has not made much impact on single mothers who need more than mere affordability to survive.
Fortunately, there are lots of assistance programs in the state, especially for single mothers. In our guide, we will list some of the programs single mothers in New Jersey can apply for.
Work First NJ
New Jersey Work First Program is aimed at providing employment as well as educational services to the less-fortunate members of the community who wish to remain self-sufficient. Single mothers in the state can apply and get a one-off cash loan to get the basic things they need. If you would love to apply for this program, you can connect with the Division of Family Development via this number 1-800-792-9773 http://www.state.nj.us/humanservices/dfd/programs/workfirstnj/
The NJ Family Care is a health insurance program funded at the federal level to promote good health in the communities of the state. Single mothers, who do not have insurance provided by their employers, can apply. 1-800-701-0701 http://www.njfamilycare.org/default.aspx
Care for Kids
Single moms in the state who are employed are eligible for the state subsidies on childcare services needed by their children. Moms with children aged 13 years or younger can apply by calling the Child Care Helpline via 1-800-332-9227.
Women, Infants, and Children
The WIC is a federal program available in many states across the country. It was designed to assist pregnant women and breastfeeding women. Women that apply for the program will get assistance with healthcare, food and counselling services. To apply, you can contact the Family Health line via 1-800-328-3838 to locate the nearest WIC to you. http://www.state.nj.us/health/charitycare/
Family Leave Insurance
Family Leave Insurance program is part of the New Jersey Temporary Disability Benefits Law, which was created to assist new mothers with cash assistance. They can enjoy this benefit for as long as six weeks. For more information on how to tap into this program, you can call 609-777-3200 http://lwd.dol.state.nj.us/
The Supplemental Nutrition Assistance Program, SNAP in New Jersey caters to provide the food needs for low-income families. This is done by giving them electronic benefits, which they can use to purchase foods. The program is also referred to as the Food Stamp Program, and only available to the applicants who are able to meet with the work and income requirements. To apply, you can contact SNAP via their Hotline: 1-800-687-951
New Jersey Earned Income Tax Credit
The NJEITC is enacted to give support to the federal EITC, which is an income tax credit for single mothers and other low-income residents working in the state. The program not only reduces the amount of tax being owed, but you can also get a refund, even if you do not owe tax. Most residents of the state are eligible for the program, as long as they are eligible to receive the federal EITC.
If you are working, you will be eligible to receive up to 37% of the federal benefit gotten through state EITC. For instance, if what you receive from federal EITC is $3000, you will receive $1,100 as NJEITC. http://www.state.nj.us/treasury/taxation/eitcinfo.shtml
Rental Assistance Program
The Rental Assistance program in New Jersey is funded by the state, and it is aimed at providing housing subsidies for low-income residents of the state: single moms, elderly, disabled and family with children.
To be eligible for the program, the applicants must be able to meet the income limits of the county they are being subsidized and must give proof of their residency. Applicants are also expected to have lived in the state six months before applying for the program. If you like to apply for SRAP, you can visit https://www.waitlistcheck.com/NJ559
It is important to note that there is an enrollment period. If you are lucky to be selected, you will then be placed on a waiting list. 609-633-6157.
The Head Start is a federal program in New Jersey, and it was designed to enhance the emotional, cognitive, and social development of kids from their birth to age five. Low-income families and single moms in New Jersey can tap into the program. To locate a program near you, you can call 866-763-648
The single mothers in New Jersey can get free legal services on civil matters from many pro-bono law organizations in the state. They can get a review on their rights on taxes, housing, and many other issues by an attorney. Interested single moms can contact the New Jersey Legal Services through 888-576-5529.