Financial Assistance for Single Mothers in New Jersey


Single mothers in New Jersey often face significant financial challenges while trying to provide for their families and ensure their children’s well-being. The Garden State recognizes the difficulties single mothers encounter and offers various programs and resources designed to provide financial assistance and support. In this article, we will explore the different avenues of financial aid and resources available to help single mothers in New Jersey.

Section 1: Government Assistance Programs

  1. Temporary Assistance for Needy Families (TANF)

    TANF is a federal program administered by the New Jersey Department of Human Services (DHS). It provides cash assistance to eligible low-income families, including single mothers. TANF also offers employment and training services to help families achieve self-sufficiency.

  2. Supplemental Nutrition Assistance Program (SNAP)

    SNAP, also administered by DHS, assists low-income individuals and families, including single mothers, in purchasing nutritious food. Eligible recipients receive benefits on an Electronic Benefit Transfer (EBT) card.

  3. Child Care Subsidy Program

    The Child Care Subsidy Program offers financial support to help single mothers in New Jersey access quality childcare services, allowing them to work or attend school while ensuring their children are well-cared for.

  4. New Jersey Medicaid

    New Jersey Medicaid provides healthcare coverage to low-income individuals and families, including children. Access to affordable medical care is essential for children’s well-being and the overall health of single mothers.

Section 2: Scholarships and Education Assistance

  1. Educational Opportunity Fund (EOF)

    The EOF program offers financial assistance to economically disadvantaged students, including single mothers, attending college in New Jersey. It provides support for tuition, fees, and other educational expenses.

  2. Child Care Assistance Program for Students (CCAMPIS)

    CCAMPIS provides financial support to student parents, including single mothers, for access to affordable childcare services while pursuing education and vocational training.

Section 3: Housing Assistance

  1. New Jersey Housing and Mortgage Finance Agency (NJHMFA)

    NJHMFA offers various affordable housing programs and resources to assist families, including single mothers, in finding stable and affordable housing. These programs may include rental assistance and homeownership opportunities.

  2. Section 8 Housing Choice Voucher Program

    The Section 8 program provides rental assistance to low-income families in New Jersey, allowing participants to choose their housing while receiving financial support to make rent more affordable.

Section 4: Support from Nonprofit Organizations

  1. YWCA Northern New Jersey

    The YWCA Northern New Jersey is a nonprofit organization that provides support services for women and families, including single mothers. They offer resources related to financial literacy, housing support, and personal development.

  2. Community Action Agencies (CAAs)

    New Jersey’s Community Action Agencies offer a range of services and support to low-income individuals and families, including single mothers, facing financial challenges. These services may include energy assistance, food distribution, and job training.

  3. New Jersey Food Banks and Pantries

    Various food banks and pantries operate across New Jersey, providing families, including single mothers, with access to nutritious food to alleviate food insecurity. Organizations like the Community FoodBank of New Jersey and local food pantries work to address this issue.

Section 5: Local Government and Community Resources

  1. New Jersey Department of Labor and Workforce Development (LWD)

    LWD offers employment services, job training programs, and job search assistance to help single mothers find job opportunities and enhance their skills.

  2. Local Community Resources

    Many local communities in New Jersey offer resources and assistance for single mothers. Community centers, women’s shelters, and faith-based organizations may provide support and services tailored to the specific needs of the community.


Single mothers in New Jersey often face financial challenges, but the state provides a range of resources and programs to offer financial assistance, education, and support. Government assistance programs, scholarships, housing resources, nonprofit organizations, and local community resources all play vital roles in helping single mothers and their children lead more stable and fulfilling lives. By taking advantage of these opportunities, single mothers can access the support they need to create brighter futures for themselves and their families in the Garden State.


  1. New Jersey Department of Human Services (DHS) – Information on government assistance programs, including TANF and SNAP:
  2. Educational Opportunity Fund (EOF) – New Jersey Office of the Secretary of Higher Education – Information on EOF scholarships and financial assistance for college students:
  3. New Jersey Housing and Mortgage Finance Agency (NJHMFA) – Information on affordable housing programs and resources:
  4. Community FoodBank of New Jersey – Information on food assistance programs:

Please note that the availability and specific programs may change over time, so it’s a good idea to check the respective websites for the most up-to-date information and resources for single mothers in New Jersey.